An insurance policy offered by the National Rifle Association is under scrutiny by insurance regulators after gun-control groups raised questions about how it's being marketed.
Carry Guard insurance was launched earlier this year by the nation's most powerful gun lobbying group and is being promoted to gun-owners as needed coverage to help cover civil and criminal legal costs in cases when they shoot someone in self-defense.
Gun-control advocates have called it "murder insurance," because they believe it would lull gun owners into a false sense of security and encourage them to shoot rather than try to avoid confrontations.
New York state financial regulators have launched an investigation into how it's being marketed and whether the NRA is illegally receiving commissions without proper licensing.
As far as the marketing, the ads I've seen so far seen pretty reasonable to me. (But then I don't have an anti gun bias) They don't imply in any way that you can just do whatever you want with a gun and they'll get you off scot free. Last time I checked, defending yourself against a robber, rapist or murderer was still legal, although maybe not in NY.
The NRA isn't the only group that has offered such insurance. The United States Concealed Carry Association has been in the business much longer and provides up to $2 million in civil costs and $250,000 for criminal defense.
But the NRA is the most prominent gun-rights group in the country, and it's drawing attention to a type of policy that was relatively obscure until now. The NRA offered similar insurance previously, but Carry Guard is more comprehensive and is being marketed more aggressively than in the past.
I haven't noticed that the ads are more aggressive than other companies ads, only that there are more of them. This makes sense, because the NRA has more ad money available to them than their competitors. I did however think it was wrong on the NRA's part to allegedly disenfranchise the other companies at the NRA convention, but not criminally wrong.
"NRA Carry Guard proves that for the NRA's leadership, no idea is too absurd, reckless or depraved," said Shannon Watts, founder of the Everytown-affiliated Moms Demand Action For Gun Sense in America. "For years, NRA lobbyists have pushed to allow guns for anyone, anywhere, anytime — no questions asked. Now they've figured out how to profit from gun owners concerned about being accused of murder. Carry Guard is just more proof that NRA leaders will do anything for money."
A woman I know had a response the the bolded, but it's probably not appropriate for a public forum.